I didn't play much D&D, but I had a lot of fun with some GURPS campaigns with some adult friends back in high school. In one campaign, I was playing a flamboyant and very flirtatious male gypsy. (I don't remember what the actual Disadvantage he had was, but it was definitely something along the lines of 'tries to pick up just about any female NPC he comes across.') One session had the party meet up with a highly attractive female NPC. She started putting the moves on my character... it's clear that she's doing something magical or psionic or something... and, well, why would my character even bother attempting to resist her charms? Whatever the original Disadvantage was, the GM ruled that it had changed to Ensorcelled.
I spent the next few minutes attempting to compose poetry praising my new love. My character had no skill in Poetry, and attempted to roll the default (probably something like Int-2 or -3 - in GURPS, you want to roll low with 3d6). And failed. Critically. He spouted atrocious poetry, which the rest of the party rolled their eyes at. *I* was grateful to have had bad luck in such a non-life-threatening situation, and one that allowed for plenty of creativity and laughter.
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I spent the next few minutes attempting to compose poetry praising my new love. My character had no skill in Poetry, and attempted to roll the default (probably something like Int-2 or -3 - in GURPS, you want to roll low with 3d6). And failed. Critically. He spouted atrocious poetry, which the rest of the party rolled their eyes at. *I* was grateful to have had bad luck in such a non-life-threatening situation, and one that allowed for plenty of creativity and laughter.